Flexible spending account (FSA)

Medical FSA and limited FSA

A flexible spending account (FSA) allows you to set aside up to $3,300 in pre-tax money to pay for eligible out of pocket expenses (including deductibles, copays and coinsurance) for medical, dental or vision expenses. This lowers your taxable income, and you don’t pay taxes on the money you use from your account(s). The FSA plan year is January 1 – December 31. Our FSA plans are administered by WEX.

For employees who do not contribute into an HSA account, Prevea Health sponsors a full (FSA) to help pay for everyday expenses (medical, dental and vision) on a pre-tax basis.

For employees with an HSA account, Prevea Health sponsors a limited purpose flexible spending account (FSA) to help you pay for everyday dental and vision expenses only on a pre-tax basis. A limited FSA allows you to still contribute to your Health Savings Account (HSA).

Contributions for either the full FSA or limited purpose FSA cannot be changed unless a qualifying life event occurs and must be made within 30 days of the event. All components of “use it or lose it” apply to both plans except for being able to rollover up to $660 to the next plan year. Participants must enroll annually during the designated open enrollment period.

Check out this video for more information

FSA FAQs

Contributions are payroll deducted throughout the year, and are contributed on a pre-tax basis, thereby lowering your taxable income.
Elected FSA contributions are available the first day of the plan year or effective date of coverage.
Convenient use of a Benefits Card – can be used like a debit card at most provider offices, retail stores, dental or vision offices.
You can use the account for your eligible health care expenses and those of your legal spouse and for your dependent child(ren) up to age 26.
WEX also administers dependent care accounts for Prevea Health. You may contribute up to $5,000 ($2,500 if you are married and file a separate income tax return from your spouse) on a pre-tax basis to your dependent care spending account this year to help pay yourself back with pre-tax dollars for the cost of eligible day care for your dependent(s) while you work. Convenient use of a Benefits Card/debit card is also available. Participants must enroll annually during the designated open enrollment period or during a qualified life event.
Note: dependent care contributions into your dependent care account are available only as amounts are contributed to your account via payroll deduction.

Questions or need help making changes?

Contact Shari Baer at Shari.Baer1@prevea.com or Marcy Clark at Marcy.Clark@prevea.com